American Financial Service

	Reduce Your Monthly Payments by Half
	Get Out of Debt in Three Years or Less
	Save 40% to 65% on Your Debt

Our debt settlement program is actually quite simple.

We negotiate your settlements for you. Your current level of unsecured debt will be skillfully negotiated for you, and essentially you will end up paying a fraction of the debt. Generally, we reduce your debt by 40-60% of the current total.

Low, affordable monthly payments. We will set you up with an affordable monthly payment, which is determined on a client-by-client basis between you and a counselor at American Financial Service. Based upon what you are able to pay each month into your settlement account, we can determine how many months you will be part of the program, and ultimately be debt free. Throughout the program, we communicate with your creditors, on your behalf. We assist you when dealing with aggressive, confrontational and abusive creditors or collectors.

Settling of Your Debt. Once you have retained our services, American Financial Service will commence the Service. American Financial Service will advise Client of all good faith offers made by creditors and debt collectors, and of their acceptance of any offers made by American Financial Service. American Financial Service will not settle any account without any approval of Client, who has absolute discretion to accept or reject any settlement offer. We can only settle a debt once the full funds are available in Clients settlement account.

We can settle	We cannot settle
Credit Cards	Home Loans / Mortgages
Unsecured Loans	Auto Loans
Unsecured Personal Loans	Student Loans
Unsecured Personal Lines of Credit	Lawsuits, IRS Debt/Taxes
Collections, Autos in Repossession	Secured Debts
Medical Bills	Government Loans

Debt Settlement is the Right Choice!

Our Program is a Smart & Easy Alternative to CCCS & Bankruptcy!

We Can REDUCE Your Debt By as Much as 40% to 65%!

Regain Financial Control of Your Life & Become DEBT FREE!

Get RELIEF from Debt Collector Calls and Creditor Harassment!

Become Debt-Free in as Little as 36 Months or LESS!

Our Staff has Settled Millions of Dollars of Consumer Debt!

Reduce YOUR Monthly Payments by Up To 50% Immediately!

Our Staff has Helped Thousands of People, just like You!