Loans that may be consolidated

    Student Loans from the following programs are eligible for Consolidation Process - Federal Family Education Loan Program (FFELP): Stafford, PLUS, SLS (Suplemental Loan for Students) and consolidation loans thereof.

- Federal Direct Loan Program (FDLP): Stafford, PLUS and consolidation loans thereof.

- Federal Perkins Loan.

- Federally Insurance Student loan debt (FISL).

- Health Professions Student Loans (HPSL), including Loans for Disadvantaged Students.

- Nursing Loan Program (NSL).

- Health Education Assistance Loans (HEAL).

    Student loan debts not eligible for Consolidation


- Non-federal loans obtained through banks, universities or other private financial institutions